Private Health Care Coverage From 39 Cents A Day
Raffles Shield A+RH Option, an integrated shield plan that offers you the best public and private health coverage.
Find out more today!
Private Health Care
Coverage From 39 Cents A Day
Raffles Shield A+RH Option, an integrated shield plan that offers you the best public and private health coverage.
Find out more today!
MANY PEOPLE DOWNGRADE FROM
PRIVATE COVERAGE TO PUBLIC COVERAGE AFTER THE AGE OF 45.
This is because insurance premiums
become exponentially more expensive for people after 45.
Paying for private insurance since your 20s
with Medisave and downgrading when you reach
45 – can feel like you wasted your early years.
AT RAFFLES HEALTH INSURANCE, WE UNDERSTAND
Paying premiums for coverage you won't be using is a waste.
The money saved could be used for other milestones like buying a house.
Even if you were to continue with Private coverage beyond 45…
On top of high premiums, the cost of extensive hospitalization at
private hospitals can cost a considerable sum
(which most people are not prepared for).
THAT’S WHERE WE COME IN.
With Raffles Shield A+RH Option, you can achieve the middle ground (A+RH) where you can get access to private hospital coverage but at a lower cost.
A+RH gives you coverage up to
Government A Ward + Private Raffles Medical Coverage.
This is the only insurance plan of its kind in the market today and
all our other plans are very competitively priced.
We also accept certain pre-existing conditions.
Talk to our advisors to learn more.
WHY CONSIDER RAFFLES SHIELD
Receive private healthcare coverage at affordable premiums
We got your child covered.
Pay less by complementing your company’s medical benefits
Flexibility to change
your plan
Raffles Hospital Option
Waiver of Premiums
High Deductible Option
Guaranteed Plan Upgrade
Enjoy private healthcare access at Raffles Hospital while paying less than what you would for a full private plan.
Premiums for your child’s insurance policy will be waived in the unfortunate event of death or total permanent disability of the payor to ensure that your child’s coverage continues*.
Avoid paying for duplicate coverage and enjoy cost savings with an insurance policy that complements your company’s medical insurance plan.
Choose to upgrade your plan to a higher ward entitlement without the need for additional underwriting*.
*Waiver of premiums and guaranteed plan upgrade are subject to terms and conditions.
WHY CONSIDER RAFFLES SHIELD
Receive private healthcare coverage at affordable premiums
Raffles Hospital Option
Enjoy private healthcare access at Raffles Hospital while paying less than what you would for a full private plan.
We got your child covered.
Waiver of Premiums
Premiums for your child’s insurance policy will be waived in the unfortunate event of death or total permanent disability of the payor to ensure that your child’s coverage continues*.
Pay less by complementing your company’s medical benefits
High Deductible Option
Avoid paying for duplicate coverage and enjoy cost savings with an insurance policy that complements your company’s medical insurance plan.
Flexibility to change
your plan
Guaranteed Plan Upgrade
Choose to upgrade your plan to a higher ward entitlement without the need for additional underwriting*.
*Waiver of premiums and guaranteed plan upgrade are subject to terms and conditions.
ABOUT US
Raffles Health Insurance (“RHI”) was incorporated in 2004, commenced operations on 2 January 2005 as a general insurer and converted into a life insurer in March 2006 under the purview of the Monetary of Authority of Singapore. RHI is a wholly-owned subsidiary of Raffles Medical Group (“RMG”) – a leading integrated healthcare service provider in Singapore.
Prior to its inauguration in October 2012, Raffles Health Insurance was known
as International Medical Insurers Pte. Ltd. (“IMI”).
We are a leading healthcare insurance specialist in Singapore, supported by RMG’s wide network of family medicine clinics and tertiary care private hospital, Raffles Hospital, to provide fully integrated and coordinated healthcare for our policy owners and members. We strive to be the preferred healthcare partner and service provider, specialising in providing you a healthcare financing solution to cater to your healthcare needs.
HEAR IT FROM OUR CLIENTS
Eiko T
Pleasant sales experience and onboarding process
As a cancer survivor, I was doubtful about finding a health insurer that is able to accept me with my medical history. Despite my skepticism, I managed to connect with Joy, my Raffles Health Advisor (RHA), who was very patient and genuine in attending to my questions for hours via a video conference call. She made me feel assured that my needs and concerns are thoroughly addressed. She was also very helpful in following up with my application process and for that, I am very grateful.
Affordable health insurance plan for my child
As a young mother, I wanted to find an affordable health insurance for my kid. However, I was concerned about the rising cost of medical insurance in Singapore. Thankfully, Raffles Health Insurance provided me with health insurance plans that are priced decently lower than my previous one. Furthermore, I really liked the additional assurance that Raffles Shield will continue to provide medical insurance coverage for my kid should anything happen to me with their ‘Waiver of Premiums for Child’ benefit until my kid is 21 years of age.
Julie J
Soh K S
Pleasant experience with Raffles Health Advisor
I was looking for a health insurance plan that is able to cater to my hospitalization needs. I am glad to be able to speak with Daniel, my Raffles Health Advisor (RHA), who was very helpful in explaining the product details and guided me through the application process. Also, I appreciate the extra effort in him meeting up and accompanying me to the clinic for my medical check to complete the application. I will recommend Raffles Hospital products and Daniel to my connections and whenever opportunities arise
HEAR IT FROM OUR CLIENTS
Eiko T
Pleasant sales experience and onboarding process
As a cancer survivor, I was doubtful about finding a health insurer that is able to accept me with my medical history. Despite my skepticism, I managed to connect with Joy, my Raffles Health Advisor (RHA), who was very patient and genuine in attending to my questions for hours via a video conference call. She made me feel assured that my needs and concerns are thoroughly addressed. She was also very helpful in following up with my application process and for that, I am very grateful.
Julie J
Affordable health insurance plan for my child
As a young mother, I wanted to find an affordable health insurance for my kid. However, I was concerned about the rising cost of medical insurance in Singapore. Thankfully, Raffles Health Insurance provided me with health insurance plans that are priced decently lower than my previous one. Furthermore, I really liked the additional assurance that Raffles Shield will continue to provide medical insurance coverage for my kid should anything happen to me with their ‘Waiver of Premiums for Child’ benefit until my kid is 21 years of age.
Soh K S
Pleasant experience with Raffles Health Advisor
I was looking for a health insurance plan that is able to cater to my hospitalization needs. I am glad to be able to speak with Daniel, my Raffles Health Advisor (RHA), who was very helpful in explaining the product details and guided me through the application process. Also, I appreciate the extra effort in him meeting up and accompanying me to the clinic for my medical check to complete the application. I will recommend Raffles Hospital products and Daniel to my connections and whenever opportunities arise